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MoneyPlan · Free calculator

How much house can I afford?

The home price your income supports under the common 28/36 lender guideline.

Before taxes.

Car, student loans, card minimums.

The 28/36 guideline: housing up to 28% of gross income and all debts up to 36%. Lenders set their own limits; debt-to-income is all monthly debt payments divided by gross monthly income (CFPB). Educational estimate, not financial advice. Runs in your browser; nothing you type is sent anywhere.

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